# 5. BFF Governance and Capital Allocation Financing Facilities Case Study 4: Hawai’i Investment Ready Initiative – An Intermediary for 88 Investing in a Resilient Economy for All Hawai’i  Case Study 5: Spruce Root – An Indigenous-led CDFI Catalyzing a 92 Regenerative Economy 4.4 Systemic investment portfolios for bioregional regeneration 102 4.5 Shifting theories of value and ownership 104